Moving Forward

I am moving forward with my study abroad plans. The application for the specific program I want to go to isn't actually due until October 1st, but it's good to figure things out early.
So I am reading some of the requirements and all that fun stuff and I ran across this:

"Obtain health insurance that will cover the expenses of serious illness or accident, accidental death and dismemberment coverage, emergency evacuation, and repatriation of remains."
Umm... Yikes! I really hope that I don't need that insurance for "repatriation of remains" or "accidental death and dismemberment"!